Poskytnite firme úver výmenou za úrok | cez Crowdberry

Purgina je rodinná firma s 34-ročnou tradíciou, ktorá sa špecializuje na tlač samolepiacich etikiet a aktuálne má 14 % podiel na trhu. Svoje služby poskytuje stovkám klientov z rôznych odvetví, vrátane známych značiek ako Zwack Unicum, Hubert, Stock Spirits, Marlenka, či dodávateľov privátnych značiek pre Lidl.

Firma nedávno prešla výraznou optimalizáciou, vďaka ktorej zlepšila svoju profitabilitu a tiež uzavrela strategické partnerstvo, ktoré zvyšuje jej potenciál rastu. Priemerné ročné tržby dosahujú 6 mil. eur, pričom s novým strategickým partnerom (nový veľký klient) a ďalšou optimalizáciou sa tento potenciál zvyšuje na 7 mil. eur ročne.

Aké sú aktuálne výsledky Purginy?

Výrazné zlepšenie finančnej situácie vďaka rastúcej ziskovosti a kapitálovým vkladom majiteľov.
Nové kontrakty (AboutYOU, Condeli, Mondelez) a rast exportu.
Hrubá marža vzrástla zo 47 % na 53 %.
Zníženie počtu zamestnancov (52 → 45) a vyššia produktivita.
Ziskovosť EBITDA marža na úrovni 10 % s pokračujúcim rastom v 2025.
Zvýšenie vlastného kapitálu a zníženie záväzkov.
Aktívna expanzia na zahraničné trhy, DACH stratégia, účasť na výstavách.

Na základe finančných výsledkov sa rizikový skóring zlepšil o 2 stupne na B.

Investičná príležitosť

Lokálna, preverená a zabezpečená investičná príležitosť v podobe crowdinvestičného úveru umožňuje stať sa investorom, "bankárom" spoločnosti a získať tak pravidelne vyplácaný úrokový výnos so splátkou istiny rovnako ako v banke.

Purgina hľadá súkromných investorov na získanie kapitálu vo výške 1,3 milióna eur formou privátneho dlhu.
Investícia ponúka ročný úrokový výnos vyplácaný pravidelne každý kvartál so splatnosťou istiny do 3 rokov a s návratnosťou 1,39-násobku investovanej sumy. Navyše, pri splatnosti úveru získate bonus vo výške 1,5 % z tržieb spoločnosti. Investícia je zabezpečená, čo znižuje riziko pre investorov. Efektívny ročný výnos tak očakávame na úrovni 12,9 % .
Minimálna investícia je 1.000 eur.
Získané prostriedky budú investované na prefinancovanie záväzkov a dodávateľov. To umožní získať skonto (zľavu na materiál) a predzásobiť sa na objednávky od nového strategického partnera. Tento krok môže zvýšiť tržby spoločnosti až o približne 17 %, čím spoločnosť posilní svoju pozíciu na trhu.

Prečo investovať

Povinne kvartálne vyplácaný úrok a splatenie celej investície po troch rokoch, s efektívnym ročným výnosom 12,9 %.
Veľmi dobre diverzifikované portfólio domácich a zahraničných zákazníkov, kde až 80 % z nich tvoria dlhodobí klienti.
Zdrojom splatenie investície je cash flow spoločnosti alebo refinancovanie investície bankou. Odhad ziskovosti pokrýva splatenie úverov s dostatočnou rezervou.
Investícia je zabezpečená hnuteľným majetkom (strojmi spoločnosti), zásobami a taktiež obchodnými podielmi. Odhadovaná likvidačná hodnota zabezpečenia prevyšuje výšku úveru, ktorý poskytnú Crowdberry investori.
Výrazné zlepšenie finančnej situácie vďaka rastúcej ziskovosti a kapitálovým vkladom majiteľov.
EURIBOR fixovaný na 3,102 % do prvého ročného prehodnotenia.
Základný úrok 10,1 % p.a. + prémia 1,5 % z tržieb pri splatnosti.
Viac dôvodov prečo investovať nájdete aj v dôkladnej finančnej analýze v časti dokumenty, po prejavení záujmu investovať.

O spoločnosti

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga.

At vero eos et accusamus et iusto.

Et harum quidem rerum facilis est et expedita distinctio

Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus.

omnis voluptas assumenda est, omnis dolor repellendus
Temporibus autem quibusdam et aut officiis debitis aut rerum

necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

1914 translation by H. Rackham

"On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire, that they cannot foresee the pain and trouble that are bound to ensue; and equal blame belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled and when nothing prevents our being able to do what we like best, every pleasure is to be welcomed and every pain avoided. But in certain circumstances and owing to the claims of duty or the obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters to this principle of selection: he rejects pleasures to secure other greater pleasures, or else he endures pains to avoid worse pains."

Zaregistrujte sa a získajte prístup k podrobnostiam

Zaregistrujte sa

Máte už účet? Prihláste sa

Sme regulovaný subjekt. Podrobnosti o kampani môžeme zobraziť len registrovaným používateľom.

Trh

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga.

At vero eos et accusamus et iusto.

Et harum quidem rerum facilis est et expedita distinctio

Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus.

omnis voluptas assumenda est, omnis dolor repellendus
Temporibus autem quibusdam et aut officiis debitis aut rerum

necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

1914 translation by H. Rackham

"On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire, that they cannot foresee the pain and trouble that are bound to ensue; and equal blame belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled and when nothing prevents our being able to do what we like best, every pleasure is to be welcomed and every pain avoided. But in certain circumstances and owing to the claims of duty or the obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters to this principle of selection: he rejects pleasures to secure other greater pleasures, or else he endures pains to avoid worse pains."

Zaregistrujte sa a získajte prístup k podrobnostiam

Zaregistrujte sa

Máte už účet? Prihláste sa

Sme regulovaný subjekt. Podrobnosti o kampani môžeme zobraziť len registrovaným používateľom.

Finančné zdravie firmy

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga.

At vero eos et accusamus et iusto.

Et harum quidem rerum facilis est et expedita distinctio

Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus.

omnis voluptas assumenda est, omnis dolor repellendus
Temporibus autem quibusdam et aut officiis debitis aut rerum

necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

1914 translation by H. Rackham

"On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire, that they cannot foresee the pain and trouble that are bound to ensue; and equal blame belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled and when nothing prevents our being able to do what we like best, every pleasure is to be welcomed and every pain avoided. But in certain circumstances and owing to the claims of duty or the obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters to this principle of selection: he rejects pleasures to secure other greater pleasures, or else he endures pains to avoid worse pains."

Zaregistrujte sa a získajte prístup k podrobnostiam

Zaregistrujte sa

Máte už účet? Prihláste sa

Sme regulovaný subjekt. Podrobnosti o kampani môžeme zobraziť len registrovaným používateľom.

Kreditné skóre

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga.

At vero eos et accusamus et iusto.

Et harum quidem rerum facilis est et expedita distinctio

Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus.

omnis voluptas assumenda est, omnis dolor repellendus
Temporibus autem quibusdam et aut officiis debitis aut rerum

necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

1914 translation by H. Rackham

"On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire, that they cannot foresee the pain and trouble that are bound to ensue; and equal blame belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled and when nothing prevents our being able to do what we like best, every pleasure is to be welcomed and every pain avoided. But in certain circumstances and owing to the claims of duty or the obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters to this principle of selection: he rejects pleasures to secure other greater pleasures, or else he endures pains to avoid worse pains."

Zaregistrujte sa a získajte prístup k podrobnostiam

Zaregistrujte sa

Máte už účet? Prihláste sa

Sme regulovaný subjekt. Podrobnosti o kampani môžeme zobraziť len registrovaným používateľom.

Riziká

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga.

At vero eos et accusamus et iusto.

Et harum quidem rerum facilis est et expedita distinctio

Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus.

omnis voluptas assumenda est, omnis dolor repellendus
Temporibus autem quibusdam et aut officiis debitis aut rerum

necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

1914 translation by H. Rackham

"On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire, that they cannot foresee the pain and trouble that are bound to ensue; and equal blame belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled and when nothing prevents our being able to do what we like best, every pleasure is to be welcomed and every pain avoided. But in certain circumstances and owing to the claims of duty or the obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters to this principle of selection: he rejects pleasures to secure other greater pleasures, or else he endures pains to avoid worse pains."

Zaregistrujte sa a získajte prístup k podrobnostiam

Zaregistrujte sa

Máte už účet? Prihláste sa

Sme regulovaný subjekt. Podrobnosti o kampani môžeme zobraziť len registrovaným používateľom.

Investičnú príležitosť z pohľadu regulácie musíme uzavrieť najneskôr do konca 30. mája 2025, 23:59.

Investičnú príležitosť do cieľovej spoločnosti umožňuje Crowdberry Investment Platform j.s.a.

Purgina