The Patron GO app helps thousands of people save money-and provides investors with a fixed return on short-term loans.
People are paying too much for their mortgages, insurance, and cell phone plans. The Czech app Patron GO is changing that—it automatically identifies overpriced bills and offers users a more affordable solution with just one click. The app’s user base is growing rapidly and gaining the trust not only of users but also of major domestic and international banks.
The app is already actively used by 78,000 people (+87% year-over-year), and 216,000 people downloaded it in 2025 alone. The company is trusted not only by everyday users but also by strategic B2B partners such as Komerční banka, Revolut, and BNP Paribas Polska, who pay commissions to Patron GO for referred clients. Revenue is generated from commissions paid by banks, telecommunications operators, and insurance companies for each brokered provider switch or contract signed. In 2025, the company achieved EUR 2,9 million in annual recurring revenue (ARR), with year-over-year growth of 97 % and a three-year average growth rate of 130 %.
The company's achievements and the app itself have won multiple awards in international competitions. The loan is provided directly to the company, which is owned by the founders along with Lighthouse Seed Fund, Patron Venture Capital, Venture to Future Fund, and angel investors.
The latest investment round, together with a grant from the Ministry of industry and trade, is intended to support the company’s further development and growth. The loan is therefore not intended directly for expansion, but rather to provide pre-financing and bridge the period until the grant is reimbursed. The loan amount represents less than 3 % of the company’s latest valuation, which was set at EUR 25 million. You can find detailed information in the financial analysis after submitting a non-binding expression of interest.
Provide a loan to one of the fastest-growing tech companies in Central Europe, ranked among the top firms in Deloitte’s rankings. Invest as little as EUR 1,000.
Investment Parameters
Key information | |
|---|---|
Type of investment | pre-financing of the grant in the form of a loan |
Due date | 24 months |
Return for investors | 10,7 % p. a., consisting of: |
• 8 % p. a. fixed margin | |
• 2,708 % p. a. 12M EURIBOR | |
Penalty interest | 1 % p. m. (12 % p. a.) |
Interest payment | semi-annually |
Security | yes – Senior |
Fees for investors: initial fee € 0, ongoing fee € 0, exit fee: a one-time fee of 1 % of the investment.
Security: (1) notarial deed, (2) lien on receivables, and (3) corporate guarantee
Purpose of funding: further product development and integration of artificial intelligence, expansion into other European markets (particularly Germany)
Source of repayment: grant disbursement, investment round
Why invest?
About the company and product
Risks
Investing involves the risk of partial or total loss of the funds invested. Investment opportunities in the target company are available through Crowdberry Investment Platform j. s. a.
